October 2024

Over the past decade, we’ve observed a trend in billing issues among Medicare beneficiaries, whether they have Medicare Supplement or Medicare Advantage plans. Key Points: These issues often lead to stress and confusion, especially when unexpected bills arrive. Reacting without investigating these bills can result in higher out-of-pocket costs. To help you navigate these challenges, […]

Acupuncture, an ancient practice with roots in traditional Chinese medicine, has been gaining popularity in the Western world, especially among seniors seeking alternative treatments for chronic pain. But what exactly is acupuncture, how does it work, and how can you get it covered under Medicare? Let’s dive in! A Brief History of Acupuncture Acupuncture dates

Medicare Advantage (MA) plans have gained popularity among seniors, largely due to the additional benefits they offer. These plans bundle Medicare Part A (hospital insurance) and Part B (medical insurance) services into a single plan, often including Part D (prescription drug coverage) as well. On top of that, many MA plans provide extras like dental,

Understanding Medicare and taxes can be a bit overwhelming, but we’re here to make it simpler for you. If you’re 65 or older, knowing how to deduct your Medicare premiums can help you save money. Let’s break it down together, step by step, so you can make the most of your benefits. Key Points: When

Key Points: As a Medicare beneficiary, understanding how to coordinate your healthcare services across different settings—emergency room (ER), inpatient hospital, skilled nursing facility (SNF), and home health care—is essential to ensure a full and seamless recovery. Effectively managing these transitions can help avoid gaps in care, reduce out-of-pocket costs, and improve your overall recovery experience.

As we look ahead to 2025, Social Security recipients are keenly awaiting the announcement of the new Cost-of-Living Adjustment (COLA). Here’s what you need to know: Key Points Understanding the 2025 COLA The Cost-of-Living Adjustment (COLA) is a crucial mechanism that ensures Social Security benefits keep pace with inflation. Each year, the COLA is determined

As you enter retirement, planning goes beyond just managing your finances. It’s essential to ensure that your wishes are clearly outlined and protected in legal documents. Wills, trust, and power of attorney are critical tools for safeguarding your legacy and giving you peace of mind. Key Points: The Role of Wills in Protecting Your Legacy

Parkinson’s disease is a progressive disorder of the nervous system that affects movement, and it disproportionately impacts seniors. The newly enacted Dr. Emmanuel Bilirakis and Honorable Jennifer Wexton National Plan to End Parkinson’s Act (H.R.2365) is designed to tackle this debilitating condition head-on. Signed into law in 2024, the act is a groundbreaking step toward

What is the Plan Annual Notice of Change (ANOC)? If you’re enrolled in a Medicare plan, you can expect a crucial document each fall known as the Plan Annual Notice of Change (ANOC). This document provides important details about any changes to your current Medicare plan, including updates on coverage, costs, or service areas for

Three Key Points: Navigating the Medicare appeals process can feel overwhelming, but understanding your rights is crucial to ensuring you receive the coverage or payments you deserve. If you’ve encountered a denial for services, payment, or coverage, Medicare allows you to appeal through a multi-step process. This guide will walk you through the different types